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The World Bank is like a cooperative, made up of 189 member countries. These member countries, or shareholders, are represented by a Board of Governors, who are the ultimate policymakers at the World Bank. Generally, the governors are member countries' ministers of finance or ministers of development. They meet once a year at the Annual Meetings of the Boards of Governors of the World Bank Group and the International Monetary Fund.

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Paper

Written Paper

Credit-reporting agencies: their historical roots, current status, and role in market development

Olegario, Rowena; World Development Report (DECWD) [Corporate Author]

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This research report covers the history of credit-reporting agencies in the United States and aims to describe how institutions can support market development. The authors examine research on various agencies and associations that provide credit and suggest that information sharing reduces loan interest and default rates and can have disciplinary effects that encourage borrowers to meet obligations. The paper points out that credit-reporting agencies can fulfill a dual role of information clearinghouse and contract enforcer. The authors' conclusions broaden the concept of credit reporting to encompass the legal and regulatory environment in which credit-reporting agencies operate and the other organizations that support their work.

Bibliographic information

Language:
English
Type:
Working Paper
In AGRIS since:
2012
Publisher:
The World Bank
ISBN:
0-8213-5652-6
All titles:
"Credit-reporting agencies: their historical roots, current status, and role in market development"@eng
Other:
"BD-Rural Transport Improvement Project -- P071435"
"1 of 1"
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Bibliographic information

Language:
English
Type:
Working Paper
In AGRIS since:
2012
Publisher:
The World Bank
ISBN:
0-8213-5652-6
All titles:
"Credit-reporting agencies: their historical roots, current status, and role in market development"@eng
Other:
"BD-Rural Transport Improvement Project -- P071435"
"1 of 1"