CGAP case studies in agricultural microfinance : an overview
Micali Drossos,Isabella
The identification of agricultural microfinance as a significant remaining challenge to financial sectors that serve the majority of the poor spurred CGAP to undertake an analysis of current practices. The Consultative Group to Assist the Poor (CGAP) in 2002 began desk research, consultant site visits, and stakeholder consultations to identify promising agricultural lending operations. Case studies were selected and are outlined here as representative examples that merit dissemination. These case studies present promising approaches to the sustainable provision of financial services to poor rural households reliant on agriculture. The five institutions or projects highlighted in the studies are: Bai Tushum Financial Foundation (Bai Tushum), Kyrgyzstan; Caja Los Andes, Bolivia ; Confinanza, Peru ; Cooperative League of the USA (CLUSA), Mozambique; and Equity Bank, Limited (Equity), Kenya. Each case study begins with basic information about the institution's history and goes on to present a set of key challenges and responses related to agricultural or rural finance operations. A brief institutional assessment of the financial provider is then followed by information on donor and investor support, plus a section on lessons learned.
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