Realities and Challenges in Financing Agriculture in Eu: Some Insights from the Romanian Perspective
2025
Nistoroiu, Bianca-Florentina | Nancu, Dumitru | Nicolae, Iuliana | Ionescu, Madalina | Prahoveanu, Stefan Laurentiu | Condeianu, Ovidiu | Chiva, Alina-Oana
The agricultural sector continues to represent a key area of economic activity with in the European Union (EU), providing a substantial contribution to food security, rural development and sustainable economic growth. Access to finance represents a significant challenge, yet an important factor in supporting innovation and im proving productivity within the context of the EU’s Common Agricultural Policy (CAP) and the pursuit of sustainability goals. Agricultural financing in the Euro pean Union (EU) is confronted with a multitude of challenges, including the neces sity to adapt to evolving policy frameworks, climate impacts, and technological in novations. The financial landscape of Romania is less diversified than that of other EU member states, with a corresponding reduction in the availability of credit and f inancing options that are tailored to the specific needs of the agricultural sector. The absence of specialised financial institutions dedicated to the agricultural sector, such as cooperative banks, constrains the access of small farmers to capital. Examining the European agricultural policy landscape, funding mechanisms, and the role of financial institutions, the article also aims to highlight the major aspects of Romanian policy challenges and implications for agricultural development in the context of the EU’s sectorial approaches.
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Publisher Institute of Agricultural Economics, Belgrade (Serbia)
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