Credit is an important impellent of economics and promoter of welfare that is the reason why government politics supported credit accessibility to legal and physical persons, which has led to the delayed payments in every business sector. The amounts of crediting in late years has sharply risen, wherewith increases the amount of inhabitants and enterprises, who can't repay their civil liability commitment. It is important to recover commitments to get finance for other investments. The amount of debt recovery is rising in Latvia peripheral economical breakdown that proves demonstrated information in the article about the situation at present. Only in year 2008 banks slacked the speed of lending, but amount of debt recovery is just rising. There was not all civil liability commitment entered that has appeared to legal and physical persons in Latvia, in Register of Debtors. Now when the Credit Register has come to the operation, the situation is clearer than it was before. One of the ways for creditors to return their funds is through court. Between years 2003 and 2008 approximately 11% of plaintiff actions have been satisfied already in court, terminating them. 61% of plaintiff actions have been satisfied with judgment of court. Take a note, that requirements in debt recovery change, as well as the interpretation of the laws and regulations. Whereby the debt collectors change contract regulations unhesitatingly provide positive result in courts.