Regions of Latvia are becoming more attractive for Latvian commercial banks because of the state and international regional support programs. Commercial banks credit policies to a certain extent determine whether bans are going to extend their business activities in the regions of Latvia. In general, commercial banks show interest in the economically developed regions, for example Ventspils, Riga and district of Riga. Successful regional policy in Latvia could promote commercial banks involvement in the regional development projects of Latvia.

This paper provides a revised and detailed nomenclature of the Anthyllis L. species in Latvia as well as describes their distribution in Latvia and elsewhere, based on the available taxonomic literature. An analysis of herbarium materials is also given. Species descriptions were elaborated, and they include the appropriate nomenclature, the most characteristic indentifying features, habitat and geographical distribution with maps. An identification key for the species found in Latvia was developed.

Occurrence of entomopathogenic fungi and their host range are studied. Observations of natural epizootics and collecting of diseased insects were done regularly in central and western part of Latvia. Attention was paid to registration of associations between and different insect species. Most common insect pathogenic fungi found in Latvia are Conidiobolus obscurus, C. thromboides, Entomophthora muscae, E. aphidis, Entomophthora sp., Beauveria bassiana, Metarhizium anisopliae and Verticilium lecanii. In 2002 fungus Beauveria brongniartii was identified first time in Latvia. European tent caterpillar Malacosoma neustria infected by B. brongniartii were collected.

On the whole, the living conditions of the population of Latvia have improved in the period between 1995 and 2002. However, the income in some sections of the population (unemployed, pensioners, members of incomplete families, in particular) has increased to a lesser extent. In addition, qualitative comparing of data becomes difficult, or even impossible because of the changes in the scientific research methods of the Central Statistical Bureau of Latvia. The research of household budgets in Latvia allows to gives separate characteristics of the living conditions of population in Riga and in the rural districts of Latvia. Despite the fact that all the rural areas have been surveyed, the number of respondents is not sufficient. Consequently, the household sample does not cover evenly the whole national territory. The stratification by living conditions in these areas can be characterized with the help of indirect indices - the average amount of income tax per one person. Since the rates of income tax in Latvia are proportional, not progressive, the amounts of income and income tax are roughly proportional, too.

The main aim of the research was to determine the level of distribution of toxocarosis in Latvia according to the age, sex of animal, the season and efficiency of Drontal Plus and Telmin KH as well. The research was carried out in Marupe from November 2002 till September 2003. The coprological examination applying Fileborn standard method was performed. The data about toxocarosis in Latvia (1975 to 2003) from Veterinary laboratories were also used. Toxocarosis is as topical invasion in Latvia. There is strong correlation between the level of invasion and the age of the animal.

Convention on Biological Diversity was ratified in Latvia in 1995. This means that Latvia is now responsible for genetic resources of its plants. This article presents an account of current situation.

Scientists in EU as well as Latvia deals with the problems related to the production of high quality healthy food. Scientific centre Sigra at the Latvia University of Agriculture is also doing researches that would make a scientific base for high quality food production.

Soybean in Latvia is grown only in some private gardens. However, the Department of Plant Production at Latvia University of Agriculture does researches about soybeans and accentuate its potential in food production and animal feed.

While analyzing the information about the production and consumption of milk and dairy produce in Latvia during the years of 1999-2001, the authors make suggestions about the solution of problems. A special attention in the report is paid to the concentration and specialization of milk processing plants to conform to the requirements of EU. The authors investigated all the development cycles of milk and milk purchasing, selling and consumption.

By pair correlation analysis it has been shown that non-financial investment without construction work varies in different land regions of Latvia and this variation correlates with social and economic indicators of the district. In Eastern part of Latvia - Latgale there are the lowest values of non-financial investment without construction work. One exception is Preili. Non-financial investment without construction work correlates with higher education level, higher willingness to learn English, lower dying out of population, higher success in diary, lower unemployment benefits, higher car numbers and higher voting for EU. The highest correlation between no-financial investments without construction work has been observed with education. Presumably education is the most important lever to improve economic life in Latgale.