An approach to the design of a pilot agricultural insurance programme in Trinidad and Tobago
1993
Neptune, J.A.H.G. (West Indies Univ., St. Augustine (Trinidad and Tobago). Dept. of Agricultural Economics and Farm Management)
Develops a methodology for the design of a pilot agricultural insurance programme. A review of agricultural insurance programmes in several countries and lessons to be learnt are presented. A theoretical framework, definitions of insurance, criteria for the insurability of risks, and the major features of an agricultural insurance scheme are discussed. The impact of the insurability of risks criteria plus the desirable features for the pilot programme are developed. The feasibility of the designed pilot insurance scheme was determined. The major features of the pilot programme design were location, enterprise, autonomy, administrative structure/costs, participation, coverage level, coverage duration, risks covered, and crop/livestock valuation. The programme was feasible at the current market premium rates of 7.5 percent of investment.
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