Digitally Financed Energy

Waldron, Daniel; Faz, Xavier

Digitally Financed Energy | How Off-Grid Solar Providers Leverage Digital Payments and Drive Financial Inclusion

2016

Waldron, Daniel | Faz, Xavier

The expansion of digital finance systems in the developing world has altered this financial context and enabled new business models that rely on small, regular payments. In the off-grid energy sector a group of solar companies, primarily in East Africa and South Asia, are leveraging digital finance to offer pay-as-you-go (PAYG) energy. This brief explains how digital finance is enabling PAYG energy expansion, which in turn provides a gateway to a range of financial products for the financially excluded.

Mostrar más [+]

Palabras clave de AGROVOC

affordability air pollution assets banks business models businesses capital communication credit debt electricity electrification energy energy sources equity finance financial institutions financing hardware households income innovation institutions kerosene lending networks ownership pollution power profitability radio repayment technology television urban areas water working capital

Información bibliográfica

Editorial

World Bank, Washington, DC

Otras materias

Obstacles to growth; Solar home systems; Buyer; Consumer finance; Diesel; Cash payments; Growth potential; Solar home system; Household; Result; Business case; Market share; Finance company; Mobile network; Local currency; Carbon emissions; Fuel; Revenue; Customers; Cook stoves; Price; Distribution channel; Credit history; Menu; Asset; Security; Payment; Batteries; Fees; Money transfers; Transaction volume; People; Investors; Innovations; Sustainable energy; Transaction; Share; Currency; Commodity; Small businesses; Dividend; Credit histories; Access to payment; Diesel generators; Foreign exchange; Incomes; Emissions; Payment points; Retail banks; Future; Cost of capital; Receivables; Competition; Clean energy; Financial services; Business; Web site; Transactions; Network; Transparency; Consumer goods; Access to electricity; Cash management; Foreign exchange risks; Retail locations; Leverage; Payments; Customer; Credit risk; Receipt; Cell-phone; Kerosene lamps; Consumer choices; Phone; Business model; Default; Cleaner; Repayment rates; Collateral; Lenders; Options; Solar panels; Exchange; Electric grids; Risk of default; Cash flows; Repayments; Customer service; Form of collateral; New business; Entry point; Regular payments; Regulators; Financial products

Idioma

Inglés

Formato

application/pdf, text/plain

Licencia

CC BY 3.0 IGO, http://creativecommons.org/licenses/by/3.0/igo/, World Bank

Tipo

Brief; Abstract

En AGRIS desde: 2024-10-18

Fecha de modificación: 2025-10-25

Formato: Dublin Core

Proveedor de Datos

Este registro bibliográfico ha sido proporcionado por World Bank

Descubra la colección de este proveedor de datos en AGRIS

Enlaces

http://documents.worldbank.org/curated/en/2016/06/26430470/digitally-financed-energy-off-grid-solar-providers-leverage-digital-payments-drive-financial-inclusion https://hdl.handle.net/10986/24566

Buscar en Google Scholar

Si observa algún dato incorrecto en este registro bibliográfico, póngase en contacto con nosotros en [email protected]

FAO AGRIS - Sistema Internacional para la Ciencia y Tecnología Agrícola

Share

Digitally Financed Energy | How Off-Grid Solar Providers Leverage Digital Payments and Drive Financial Inclusion

2016

Palabras clave de AGROVOC

Información bibliográfica