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Microinsurance : A Case Study of the Indian Rainfall Index Insurance Market

2010

Menand, Lev | Giné, Xavier | Townsend, Robert | Vickery, James

Palabras clave de AGROVOC
access to information accounting agricultural economics agricultural insurance allocation banks capital market climate climate change consumer protection crop insurance debt developing countries development economics diversification drought economic development expenditure extreme weather events family planning financial innovation financial institutions financial market household consumption household income hurricanes income insurance interest rates international bank landowners liquid assets liquidity livestock insurance living standards marginal utility market competition market demand market structure marketing microcredit microfinance natural disasters productivity remittances resource allocation returns risk management risk mitigation risk reduction sales savings stock market sustainability transaction costs valuation
Información bibliográfica
Otras materias
Financial assistance; Extreme tail; Crop insurance scheme; Moral hazard; Insurers; Lost income; Underinsured; Risk sharing; International development; Liquidation; Probability; Marginal utility of consumption; Insurance payout; Mature market; Droughts; Market size; Risks of climate change; Financial systems; Rate of return; Worst-case; Government subsidies; Low-income individuals; Market share; Financial institution; Insurance scheme; Consumption patterns; Informal insurance; Labor supply; Microinsurance; Contribution; Cash payment; Insurance contracts; Financial constraints; Insurance coverage; Debt capacity; Contract design; Purchases; Income smoothing; Insurance companies; Government crop insurance; Rates of return; Settlement; Local financial institutions; Agricultural insurance scheme; Credit products; Family members; Insurance arrangements; Insurance company; Transitory income; Interest waivers; Portfolio; Socioeconomic status; Insurance policy; Moneylenders; Bank account; Risk insurance; Risk aversion; Consumer loan; Transaction; Underwriters; Brokers; Insurance culture; Other assets; Insurance schemes; Income shocks; Government assistance; Coupons; General insurance; Valuable; Drought insurance; Indemnity; Business school; Income variability; Disbursements; Micro insurance; Federal reserve; Insurance regulations; Financial services; Behavioral economics; Insurance product; Financial literacy; Market penetration; Programs; Weather insurance; Administrative costs; Local area bank; Household incomes; Government insurance; Investment choice; Lower prices; Insurance contract; Bank policy; Microfinance institution; Flood insurance; Welfare programs; Remittance; Low-income; Macroeconomic volatility; Insurance agents; International markets; Worth; Damages; Emerging markets; Liquidity constraints; Consumer credit; Federal reserve bank; Loan demand; Family member; Price of coal; Financial markets; Policyholders; Calculations; Insurance policies; Insurance markets; Interest rate; Sale; Insurance underwriters; Loan; Disability; Risk taking; Administrative data; Risk of default; Labor markets; Microfinance institutions; Extreme weather; Credit constraints; Insurance market; Consumer; Insurance premiums; Reinsurance; Bonds; Basis risk; National insurance; Borrowing; Insurance products; Consumption smoothing; Financial products
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application/pdf, text/plain
Licencia
CC BY 3.0 IGO, http://creativecommons.org/licenses/by/3.0/igo/, World Bank
2024-10-18
2025-10-25
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Enlaces
DOI http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20111116161636 https://hdl.handle.net/10986/4002
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