Recent Developments of the Internal Credit in Romania
2023
Elena Claudia Sîrbulescu | Luminiţa Pîrvulescu | Mariana Chirilă | Daniel Chirilă
The article presents the structure of the Romanian banking system and the evolution of internal credit (governmental and non-governmental). Both aspects are analyzed from the point of view of their progress, retrospectively on the one hand, and potential systemic and macroeconomic risks on the other. The banking system, through intermediation services, contributes to Romania's GDP (attracting deposits and placing loans), concretely by generating gross added value in the economy, its impact extending beyond economic aspects, as banks have an increased degree of responsibility towards the community.
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