Importance and current issues in agricultural insurance in Serbia
2011
Njegomir, V., Faculty of Legal and Business Studies, Novi Sad (Serbia) | Pejanović, R., Faculty of Agriculture, Novi Sad (Serbia)
Plant production as well as livestock are exposed to numerous production risks that if transfered to insurance can improve agricultural results. We have determined the need for research of importance and issues in agricultural insurance in Serbia as the aim of the research. Research results suggest that agricultural insurance is undeveloped, because of uninterested farmers and insurers, although the increase in premiums and losses is marked during the observed period (2004-2009). Crop insurance has dominant share in premiums and losses. In future we expect that agricultural insurance premium subsidies will generate increased interest of farmers for insurance and consequently greater profitability and private insurance industry interest, resulting with multiple positive effects on favourable insurance conditions and better farmers’ protection against production risks.
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