[Spending patterns and budgeting practices of some Malay and Chinese families in Kuala Lumpur [Malaysia]]
1982
Jariah Masud (Universiti Pertanian Malaysia, Serdang, Selangor. Faculty of Agriculture)
A study of the spending patterns and budgeting practices of Malay and Chinese housewives in Kuala Lumpur showed that more than 50% of the 173 families investigated had incomes of less than 600.000 dollars per month. On the whole, Chinese families had larger incomes, spent more, and saved more than their Malay counterparts. The credit buying patterns of the two groups were similar, although about a third of both groups never used credit. It is suggested that education in the effective management of family resources could lead to an improvement in the quality of life of the families
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