Comparative analysis of the crop insurance systems in Slovenia and in the European Union - member countries
2002
Zdovc, D. (Zavarovalnica Maribor (Slovenia)) | Vadnal, K. | Kosmelj, K. (Ljubljana Univ. (Slovenia). Biotechnical Fac., Agronomy Dept.)
Due to increasing environmental and economic hazards, risk management becomes an important managerial issue for farmers. As Slovene farmers have choice of technology and of insurance companies as tools of risk management only, research was aimed at the comparison of the crop insurance schemes in Slovenia, Belgium, France, Italy, Germany, The Netherlands, Spain and Sweden. The crop insurance systems and their effectiveness were studied and compered by the insured perils as well as by the modes of crop insurance and by the hail insurance effectiveness indicators. The McNemar Test for a comparison of two dependent proportions, based on the loss ratios in hail insurance, disclosed that the potential for profit is significantly lower in Slovenia as it is with the compared group of countries. Guidelines for the improvement of crop insurance scheme in Slovenia are derived from comparative analysis of the selected insurance systems.
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