Systemic Risks of Climate Events and Households’ Participation in Mariculture Mutual Insurance: A Case Study of Shrimp Producers in Zhejiang Province
2019
Han, Hongyun | Jiang, Ye
Mariculture is playing an important role in food safety, acting as strong complement to marine fishery. As a typical capital intensive and high-risk sector, mariculture mutual insurance is important for ensuring the stability and sustainability of mariculture due to the inertia of private insurance, it is necessary to examine factors for low household participation in marine fishery mutual insurance to promote the healthy development of marine insurance. Based on the field surveyed data of mariculture shrimp producers in Zhejiang Province, this study aims to examine the determinants underlying households’ participation in mariculture mutual insurance. Based on logistic model, we find out that climate risks, environmental risks and technical risks have seriously hindered the development of food security and fisheries in Zhejiang Province. In addition, farmers’ insurance involvement mainly depends on the individual characteristics of the farmers: whether used to go out to work, perception of burden level of premium and insurance awareness; family characteristics of fish farmers: total household income, and unpaid loan; and production characteristics: professional level, mariculture area and whether sea waters registration. Meanwhile, external factors, including organizations available for insurance participation, impact of national insurance subsidies, policy support and disasters on the aquaculture area. Corresponding risk management measures are urgently needed for the sustainable development of mariculture.
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