Aspects Regarding the Risk in Banking Activity
2023
Claudia Sîrbulescu
The paper presents the diversity of banking risk which is found today at the center of banking business. Very important is knowledge of banking risks, because the financial activity is through its nature subject to uncertainty and risk. Banking risk must be viewed as a complex of events with adverse consequences for the bank, most often independent, through the fact that they may have common causes or through the fact producing of one that can generate in chain also other adverse events. Once with the expansion at national and international level of traditional systems of credit, financial markets have become more fragile, the uncertainty degree was emphasized, all of these having as support the multiplication of the risks specific to the financial-banking system.
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