IFC Mobile Money Study 2011

International Finance Corporation

IFC Mobile Money Study 2011

2011

International Finance Corporation

Although a number of m-money businesses have emerged around the world, few have reached significant scale. Overall, m-money uptake is limited when contrasted with its apparent promises of reaching the unbanked and underserved, of servicing existing banking clients, and of being a means for a cashless society. This study examines the following in more detail: existing major money flows and the critical mass of low-value, high-volume payment transactions and whether m-money can be used for them (i.e., potential demand); regulatory environment and major obstacles for m-money uptake; business models of partnering institutions; payment behavior of users and nonusers (banked and unbanked), in particular where they receive funds and how they use money, including alternative means; and existing and potential agents networks, their requirements to run m-money as a viable business, and their training needs. This report provides detailed information regarding the five main topics as they relate to Brazil, business models, money flows and demand, potential user perceptions and behavior, regulation, and agent networks.

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Ключевые слова АГРОВОК

accounting advisory services banks business models clearing houses commercial banks credit cooperatives data analysis economic development economic growth electricity electronic commerce exchange rate facilitation families farmers financial institutions gender household income households inflation institutional development interest rates international law interoperability legislation material merchants microcredit microfinance migration networks outreach personal data private sector profitability project management remittances savings social development social security supermarkets telecommunications television unemployment unemployment insurance union urban areas urbanization

Библиографическая информация

Другие темы

Formal financial services; Current accounts; Affiliates; Financial access; Credit card companies; Credit rating agency; Microfinance institutions; Lender; Credit card; Search; Municipalities; Cell phones; User; Demand for credit; Nonbanks; Payment methods; Electronic wallet; Earnings; Inequality; Formal economy; Income group; Mobile network; Cash withdrawal; Debit card; Remittance; Minimum wage; Business strategies; Market share; Point of sale; Deposit insurance; Distribution network; Cable tv; Private sector bank; Access to atms; Business model; Retail banking; Employee; Banking system; Service providers; Ict; Business to business; Regular payments; Web site; Credit rating; Transmission; Regulatory oversight; Wireless application protocol; Niche market; New technologies; Income groups; Business-to-business; Market shares; Economies of scale; Correspondent banks; Advanced technology; Payment card; Peer review; Web; Merchant; Electronic money; Payment system; Market segment; Banking sector; Small businesses; Capability; Bank branch; Consumer credit; Installments; Vouchers; Telephone service; Financial data; Interest rate; Net savings; Alternative credit; Agricultural activities; Money transfers; Private sector banks; Public transport; Debit cards; Queries; Service provider; Deposits; Bank branches; Credit analysis; Securities; Loan applications; Mass market; Mfi; New entrants; Account holders; Regulatory framework; Access to bank accounts; New company; Technical assistance; Deposit account; Partner bank; Point-of-sale; Loan requests; Administrative costs; Access to credit; Large cities; Savings products; Central bank of sri lanka; Capabilities; International finance; Telephone; Bar code; Equipment purchase; Credit societies; Checking accounts; Balance inquiry; Savings behavior; Medium enterprises; B2b; Microfinance institution; Electronic payment; Identity module; Private investors; Bank accounts; Credit market; Mobile access; Business development; Savings rate; Access to finance; Road tolls; Mobile communications; Checking account; First credit; Savings accounts; Demand deposits; Mobile phones; Installment; Deposit; Investment opportunities; Financial system; Convenient payment; Supply chain; Id; Initial credit; Users; New business; Telecommunications equipment; Market segments; Outstanding balances; Access to financial services; Financial education; Credits; Payment transactions; Financial service; Regulatory environment; Payment cards; Market opportunity; Lotteries; Development bank; Metropolitan areas; Payment processing; Loan; Communications technology; Low-income families; Mfis; Credit cards; Minimum wages; Receipt; License; Bank customers; Mass transit; Penetration rate; Money transfer; Banking services; Bank of thailand; Financial literacy; Business-to-employee; Subsidiary; Identification number; Banking industry; Value chain; Mobile phone; Business transactions; Family business; E-payment; Bank account; Reliability; Marketing strategy; Educational campaigns; E-money; Pension fund; Licenses

Язык

Английский

В АГРИСе с: 2021-06-15

Формат: AGRIS AP

Поставщик данных

Эту запись предоставил World Bank

Откройте коллекцию этого поставщика данных в AGRIS

Ссылки

http://hdl.handle.net/10986/21745

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ФАО АГРИС — международная информационная система по сельскохозяйственным наукам и технологиям

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IFC Mobile Money Study 2011

2011

Ключевые слова АГРОВОК

Библиографическая информация