IFC Mobile Money Study 2011 : Thailand

International Finance Corporation

IFC Mobile Money Study 2011 : Thailand

2011

International Finance Corporation

Although a number of m-money businesses have emerged around the world, few have reached significant scale. Overall, m-money uptake is limited when contrasted with its apparent promise of reaching the unbanked and underserved, servicing existing banking clients, and being a means for realizing a cashless society. This study examines the following in more detail: existing major money flows and the critical mass of low-value, high-volume payment transactions and whether m-money can be used for them (i.e., potential demand); regulatory environment and major obstacles for m-money uptake; business models of partnering institutions; payment behavior of users and nonusers (banked and unbanked), in particular where they receive funds and how they use money, including alternative means; and existing and potential agents networks, their requirements to run m-money as a viable business, and their training needs. This report provides detailed information on Thailand regarding five main topics, business models, money flows and demand, potential user perceptions and behavior, regulation, and agent networks.

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Ключевые слова АГРОВОК

accounting advisory services agricultural cooperatives bank deposits banks business models commercial banks consumer protection cooperatives distribution networks economic development economic growth electronic commerce entrepreneur entrepreneurs exchange rate farmers financial institutions fixed costs gender households housing income distribution insurance international law interoperability joint venture laws marketing material merchants microcredit microfinance migration outreach pensions profitability project management refugees remittances savings small farmers supermarket telecommunications urban areas urbanization uses village villages wages

Библиографическая информация

Издатель

Washington, DC

Другие темы

Formal financial services; Affiliates; Financial access; Protocol; Atm network; Microfinance institutions; Access to atm; Tax credits; Credit card; Search; User; Cell phones; Source of information; Receipts; Payment methods; Earnings; Electronic wallet; Atm card; Inequality; Payment services; Cash withdrawal; Mobile network; Debit card; Small farmer; Remittance; Point of sale; Business strategies; Business sectors; Microfinance loans; Access to atms; Bank services; Business model; Employee; Electronic wallets; Banking system; Business success; Service providers; Electronic transaction; Ict; Business to business; Consumer goods; Financial transactions; Regular payments; Wireless application protocol; Key challenges; Niche market; New technologies; Income groups; Economies of scale; Inventory; Business inputs; Cash management; Peer review; Merchant; Electronic money; Payment system; Market segment; Credit unions; Small businesses; Secure platform; Business needs; Finances; Banking sector; Savings bank; Bank branch; Proprietorships; Government offices; Automated teller machines; Telecom; Voip; Village funds; Atm networks; Telecommunications industry; Banking networks; Public transport; Small business; Packet radio; Debit cards; Queries; Bank customer; Service provider; Mortgage; Deposits; Bank branches; Terrorism; Securities; Mass market; New entrants; Competitiveness; Regulatory framework; Financial infrastructure; Formal banking; New company; Packet radio service; Central bank of sri lanka; Capabilities; International finance; Customer service; Enterprise development; Formal banking system; Checking accounts; Balance inquiry; Cash withdrawals; Business owner; Cash payments; Savings account; Medium enterprises; B2b; Electronic payment; Identity module; Outsourcing; Payment systems; Bank accounts; Mobile access; Business development; Access to finance; Banking service; Mobile communications; Checking account; Savings accounts; Management accounting; Government policy; Accessibility; Atm penetration; Investment opportunities; Deposit; Financial devices; Retail consumer; Financial system; Islamic bank; Supply chain; Users; New business; Telecommunications equipment; Government office; Market segments; Access to financial services; Payment transactions; Regulatory environment; Development bank; Customer base; Loan; Communications technology; Electronic data; Credit cards; Bank customers; License; Mass transit; Atm cards; Business strategy; Money transfer; Cash payment; Finance companies; Banking services; Bank of thailand; Financial literacy; Recession; Public transportation; Subsidiary; Identification number; Foreign banks; Revolving funds; Banking industry; Balance inquiries; Value chain; Mobile phone; Business centers; Business transactions; Bank charges; Bank account; Internal business; Reliability; Initial investment; Payment processors; Licenses; Expatriate; Credit guarantee

Лицензия

CC BY-NC-ND 3.0 IGO. http://creativecommons.org/licenses/by-nc-nd/3.0/igo/. International Finance Corporation

Тип

Working Paper; Text; Working Paper

В АГРИСе с: 2022-09-15

Формат: AGRIS AP

Поставщик данных

Эту запись предоставил World Bank

Откройте коллекцию этого поставщика данных в AGRIS

Ссылки

http://hdl.handle.net/10986/21744 http://documents.worldbank.org/curated/en/2011/01/24115962/thailand-ifc-mobile-money-study-2011

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IFC Mobile Money Study 2011 : Thailand

2011

Ключевые слова АГРОВОК

Библиографическая информация