Organizational health as an imperative for a Livelihood Loan Program: the case of CBK's Corporate Social Responsibility (CSR) beneficiaries
2011
Jimena, C.E.G. | Mendoza, M.E.T, | Ascan, T.C.
The study documented the CBK Power Ltd. Livelihood Loan Program as implemented in seven organizations in the host municipalities of Kalayaan, Cavinti, and Luisiana in Laguna [Philippines] and assessed the organizational health of the beneficiary organizations of the program. The study aimed to (1) describe the loan assistance given by CBK to the beneficiary organizations; (2) compare the organizational health of the beneficiary organizations; (3) assess the loan repayment performance of these beneficiaries; and (4) provide recommendations to address problems and issues concerning organizational health and its impact to repayment performance. A qualitative research was done using descriptive analysis. Data collection included key informant interviews, site visits, and examination of pertinent documents. An organizational health framework was used to assess the organizations included in the study. Results of the study revealed that some of the beneficiaries were able to make repayments but some were not able to do so. Problems, issues and concerns regarding the implementation were identified both on the part of the recipient and CBK Power Ltd. The organizational health of the beneficiary organizations was found to be low. Recommendations were provided both on the part of the organization and of CBK Power Ltd. to ensure that the livelihood loan program will be more viable and beneficial to the intended beneficiaries.
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