The perception of self-efficacy in coping with economic risks among young adults: an application of psychological theory and research
2007
Engelberg, Elisabeth
The present study was prompted by the paucity of research about the perception among young people of their ability to cope with economic risks of contemporary society. The variables used in this exploration were attitudes to money. The variable of emotion management was included on the rationale that stress and negative emotions tend to arise from demands to manage economic aspects of life. The links between a sense of economic self-efficacy and these variables were examined using a questionnaire filled out by 120 respondents. The findings revealed considerable correspondence between economic self-efficacy and the notion of adhering to meticulous saving plans as well as firmer self-control of emotions. Profiles that successfully discriminated between low and high sense of economic self-efficacy were identified. The results further our understanding of the interplay between psychological factors and the self-perception of efficacy in dealing with economic change.
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