Experiences of European Countries in Cooperative Credit Institutions
2023
Nikolić, Marija | Zakić, Vladimir
One of the oldest forms of cooperatives in the world and an indispensable segment of the developed cooperative sector are savings and credit cooperatives. Originally established to provide small artisans and farmers with adequate sources of financing, savings and credit cooperatives have evolved into many different forms and organizations, from small savings and credit cooperatives operating at the local level to international financial giants. This paper analyzes the experience of European countries in the creation and business of savings and credit cooperatives in order to examine the achievements of this sector and the different ways in which these organizations function. The research has shown that the stages of development, the level of commitment to the cooperative sector and the external sources of funding are some of the key factors that determine the strength and position of savings and credit cooperatives in the financial market in Europe.
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书目信息
出版者 Faculty of Agriculture, Belgrade, Serbia