Investigation of factors affecting demand for some selected agronomic crops insurance adoption in Zarindasht district, Fars province
2009
Mohamadi, Y., University of Tehran | Rafie, H., University of Tehran | Iravani, H., University of Tehran
Regarding to the fact that agricultural insurance is very important to decrease production risks, it seems identifying the factors affecting adoption of farmers to insurance system and policymaking according to these variables, would increase demand for agronomic crops insurance will. The main purpose of this research was investigation of factors affecting adoption of insurance in some selected agronomic crops including wheat, barley and cotton in Zarindasht district. Logit model was applied to analysis factors affecting demand and farmer';s insurance attitudes. Results show that variables such as income from agronomic crops and farmer';s age had significant effect on three selected crops. Variables such as awareness of insurance objectives and ownership were also significant. Age was found as the most elastic variable. Variables of Awareness of insurance objectives in accepting wheat and cotton insurance and age in barley insurance had the most marginal effects. Finally, policy implications are presented for appropriate policy making in order to promote insurance adoption by farmers. Key words: Agricultural products insurance, Production risks, Demand for insurance, Zarindasht
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